Ramsay Wealth Management

Products And Services

• Retirement Plans

  Are you confused about what type of retirement plan you should choose? Common types of plans include 401(k), SEP, SIMPLE, IRA, ROTH IRA, and KEOGH. Which one to choose will depend on your situation. We can analyze your needs and present the attributes of each type of plan so you can understand how to choose the best for you. We can assist you in choosing how these plans can be funded through various choices of investments and handle all the paperwork necessary to make it happen. Important Consumer Information This site is for informational purposes only and is not intended to be a solicitation or offering of any security. We are registered to sell Insurance Products in the following states (but not limited to): Colorado, Minnesota and Wisconsin. We are registered to sell Securities in the following states (but not limited to): Arizona, Arkansas, California, Florida, Montana, Minnesota, North Carolina and Wisconsin.

  Link: Retirement Plans

• Health Insurance

  We help you find the most cost effective means to provide health insurance coverage for individual or business group policies. Health insurance has become very expensive and we work hard to find the best coverage for you at the best price. mportant Consumer Information This site is for informational purposes only and is not intended to be a solicitation or offering of any security. We are registered to sell Insurance Products in the following states (but not limited to): Colorado, Minnesota and Wisconsin. We are registered to sell Securities in the following states (but not limited to): Arizona, Arkansas, California, Florida, Montana, Minnesota, North Carolina and Wisconsin.

  Link: Health Insurance

• Long-Term Care & MN Long-Term Care Partnership

  Long-Term Care We can help you evaluate your situation to determine if long-term care insurance is right for you. Minnesota is one of the many states where you can exclude a certain amount of your estate from potential use for nursing care and still qualify for state assistance. See Minnesota Long-Term Care Partnership. Minnesota Long-Term Care Partnership The Minnesota Long-Term Care Partnership is a public/private arrangement between long-term care insurers and Minnesota’s Medical Assistance program. It enables Minnesota residents who purchase certain long-term care insurance to have more of their assets protected if they later need the state to help pay for their long-term care. Minnesota is using this approach to give people greater control over how they finance their long-term care and to help shore up the public safety net against coming demographic pressures. Learn more Important Consumer Information This site is for informational purposes only and is not intended to be a solicitation or offering of any security. We are registered to sell Insurance Products in the following states (but not limited to): Colorado, Minnesota and Wisconsin. We are registered to sell Securities in the following states (but not limited to): Arizona, Arkansas, California, Florida, Montana, Minnesota, North Carolina and Wisconsin.

  Link: Long-Term Care & MN Long-Term Care Partnership

• Education Funding

  Educational funding is an important planning tool for parents with young children. The cost of education typically increases each year faster than inflation. There are various methods of solving this by investing each year or using lump sums. Grandparents should learn about this for their grandchildren. Important Consumer Information This site is for informational purposes only and is not intended to be a solicitation or offering of any security. We are registered to sell Insurance Products in the following states (but not limited to): Colorado, Minnesota and Wisconsin. We are registered to sell Securities in the following states (but not limited to): Arizona, Arkansas, California, Florida, Montana, Minnesota, North Carolina and Wisconsin.

  Link: Education Funding

• Estate Planning

  In order to avoid taxation of an estate, there are various means that can be used to transfer assets to your beneficiaries. We begin planning your estate by gathering together your assets and liabilities as well as the cost basis in your assets. Lifetime transfers using either direct transfers or gifts or using a trust, combined with life insurance are some of the various methods used. Important Consumer Information This site is for informational purposes only and is not intended to be a solicitation or offering of any security. We are registered to sell Insurance Products in the following states (but not limited to): Colorado, Minnesota and Wisconsin. We are registered to sell Securities in the following states (but not limited to): Arizona, Arkansas, California, Florida, Montana, Minnesota, North Carolina and Wisconsin.

  Link: Estate Planning

• Financial Planning & Analysis

  Financial planning & analysis is a process whereby we gather all the assets, liabilities, income and expenses of the investor, analyze the situation, and together with the needs, risk tolerance and goals, prepare an analysis of your situation and recommend a plan for the future. Important Consumer Information This site is for informational purposes only and is not intended to be a solicitation or offering of any security. We are registered to sell Insurance Products in the following states (but not limited to): Colorado, Minnesota and Wisconsin. We are registered to sell Securities in the following states (but not limited to): Arizona, Arkansas, California, Florida, Montana, Minnesota, North Carolina and Wisconsin.

  Link: Financial Planning & Analysis

• Investments

  At Ramsay Financial Advisors, we are able to help our clients by providing access to a wide range of investments. From stocks and bonds, to mutual funds, variable annuities, and Real Estate Investment Trusts, we can help clients find the investment vehicle that is right for their situation. See the Glossary in our Resource Center for more information. Important Consumer Information This site is for informational purposes only and is not intended to be a solicitation or offering of any security. We are registered to sell Insurance Products in the following states (but not limited to): Colorado, Minnesota and Wisconsin. We are registered to sell Securities in the following states (but not limited to): Arizona, Arkansas, California, Florida, Montana, Minnesota, North Carolina and Wisconsin.

  Link: Investments